We find that most buyers and sellers would like to learn more about the
process before they buy or sell.  It does not matter if you are buying your
first home or your last home, selling your first home or getting ready to
retire and looking for maintenance free living, these seminars are for you.


Buyer topics include but are not limited to the following:


How does credit effect my ability to buy and what is my credit?

What can I afford?  What other costs are involved?

Who can I buy with? Can I buy a home for my relatives/kids?

What about ForSaleByOwners?  Foreclosed and Hud homes
How do I buy my first investment property?  How do I finance it?
How can I see homes first?  What is the difference in pre-approvals?
Does it matter what bank I use?
What about these internet banks?  Will sellers accept them?
What are closing costs?  What are title costs?  What is a HUD1
What is a good faith estimate?  Does that guarantee my loan costs?
How long does it take to close on a home?  What if I have a home to sell?
What can I do with my lease?
Topics brought up in class are allowed.

Seller topic include but are not limited to the following:

Can I sell myself?  What are the cost?
What improvements should be done to my home?
Can I give allowances?  What are seller closing costs?
What are seller title costs?  What is state deed tax?
What newspapers bring results?
What are the best websites to be on?
Realtor. COM  How can it help or hurt me?
What happens if the buyers back out?
How should I stage my home?
When is the best time to sell my home?
What is a closing statement?  What is a HUD1
How do I price my house correctly?
What are seller paid closing cost?  What will the buyer ask for?
Individual topics are allowed.

Guest speakers will include one of the number one partners at Coldwell
Banker Burnet in 1999-2007.
Loan officers from different mortgage companies in the Twin Cities.
The alternative lending manager from Lakeland Mortgage
MLS Online from MLSOnline.biz, Bill Saunders- the owner of MLSOnline.biz
Title company representatives.
Closing company representatives.
Home stagers
And a whole lot more..........